You can reach out to MyBizBen Customer Care by calling us toll-free at 855-301-MBB1 (6221) or via email firstname.lastname@example.org. Our associates will be happy to assist you!
Payments at MyBizBEN.com can be made with a credit card. We accept VISA, MasterCard and Discover. We will also accept VISA, MasterCard, and Discover endorsed debit and prepaid cards.
MyBizBen.com offers individuals the opportunity to purchase Occupational Accident insurance at affordable group rates. This Occupational Accident insurance, marketed and administered through Arthur J. Gallagher Risk Management Services/Gallagher Transportation Services, provides both medical and disability benefits in the event you are injured in an occupational accident. As an added benefit, these policies also include off the job medical and accidental death and dismemberment benefits. After answering a few basic questions you’ll be able to choose from various coverage limits that best suit your needs and budget. Currently, the Occupational Accident Insurance is available for individuals working in the delivery /courier, livery, and cable industries. Due to constraints imposed by the underwriter, other industries are not eligible. If the work you perform is not listed above, call MyBizBen Customer Service to see if we would be able to provide coverage. (This is NOT Worker’s Compensation, Health Insurance or Liability Insurance. Please be aware that coverage is only available for individuals between ages of 18 and 75 except truckers that are between 21 and 75 years of age. Preexisting conditions are not covered under this policy. Benefits subject to all policy terms, conditions, and exclusions in the policy).
This depends on which product you purchase and the date of your purchase. Occupational Accident and Cargo Insurance will be effective the day after you purchase these products. The Dental and Vision product will be on the first of the following month.
Once MyBizBen validates the initial payment, you will receive an email with a certificate of Insurance to show proof of Occupational Accident Insurance coverage. Certificate(s) will usually be emailed within 1-2 business days of purchase. If needed, you can obtain a certificate of insurance listing a contracting company you are doing business with as a certificate holder. Certificate holders may be notified if there is any lapse in coverage. You will be able to request additional certificates from Arthur J. Gallagher Risk Management Services, Inc. and specify Certificate Holders when you log into My Account after the product is purchased.
After completion of the check out process where Occupational Accident coverage was purchased, an insurance certificate would have been emailed to you listing yourself as the Certificate Holder. In order to request additional certificates you will need to log into My Account. Under My Products select your Occupational Accident coverage. There will be a link to “Request Certificate”
You can sign into your account at any time and view the Policy Wording and Schedule of Benefits for the Occupational Accident Insurance under “My Products” then click on the “Occ Acc” link.
The subcontractors would follow the same process as any self-employed individual to purchase coverage for themselves.
Disability Benefits are based 75% of the Average Weekly Earnings as defined by the policy up to a maximum of $500 per week (a maximum of $600 per week for truckers $1 million limit).
Cargo Insurance covers property of others that you are transporting. The My Biz Ben Cargo program also includes an extension to basic Cargo insurance by providing coverage to other property, not just your cargo, during pick up or delivery. If you scratch a floor, dent a wall, or cause damage to your customer’s property, you’re covered! There are various policy limits to choose from. All at low monthly rates!
The policy is vehicle specific. If you replace your vehicle the insurance company needs to be notified within 10 days. This can be done by logging into My Account and changing the vehicle information.
The pricing for the Dental and Vision products come straight from the market. The Processing Fee will cover administration expenses, as well as, credit card processing fees. This fee is charged on a monthly basis.
Once you have completed the check out process you will be able to log into My Account. Then under “My Products” select your tax preparation services, you will then have access to download and complete the Tax Organizer. Once you have completed the Tax Organizer you may fax to MyBizBen’s Tax Professional, along with copies of your other tax documents. A MyBizBen associate will contact you via email to confirm receipt of your Tax Organizer and supporting tax documents. Once all documents are received there will typically be 2-3 week turn around time for the return(s) to be completed.
The Tax Preparation Service offered my MyBizBen is for self-employed individuals in the following approved industries:
This service includes a joint return if you are married.
To change personal information log into My Account. Select “edit” next to Profile. You will be able to change your Address, Phone and Email Address. If you need to change any other fields please contact MyBizBen Customer Care.
To change credit card information log into My Account. Select “edit” next to Credit Card Information.
To add a product please sign into your account and go to the Products link. There you can add products that you have not already purchased.
To change Beneficiary Information you will need to log into My Account. Under “My Products” select your Occupational Accident Insurance coverage. There will be a link to “Edit Beneficiary”.
To add dependents under the Dental or Vision Plan you will need to log into My Account. Under “My Products” select your Dental and/or Vision coverage. There will be a link to “Dependents Information”. You are only able to add dependents to the Family Plan. If you need to change plans please contact MyBizBen's Customer Care.
If your status changes you will need to call MyBizBen Customer Care at 855-301-MBB1 (6221) to change your Dental/Vision plan (Ex. “You Only” to “You plus One” or “Family”).
There are no long term commitment requirements to purchase any of our recurring billing products. However, when cancelling any of the Insurance Products, your benefits will remain in effect up until the last day for which coverage has been paid in full. There are no refunds once a purchase has been made and you will be covered through the coverage period.
To cancel your Occupational Accident and/or Cargo Insurance, please log into “My Account”. Under “My Products” select the coverage you want to cancel. There will be a link to “Cancel”. You will receive an email confirmation that you have successfully canceled the product. However, please note, when cancelling Occupational Accident and/or Cargo Insurance, your coverage will remain in effect up until 12:00 AM of the last day for which coverage has been paid in full. There are no refunds once a purchase has been made and you will be covered through the end of the coverage period.
To cancel your Dental and/or Vision Insurance, please log into “My Account”. Under “My Products” select the coverage you want to cancel. There will be a link to “Cancel”. You will receive an email confirmation that you have successfully canceled the product. However, please note, when cancelling Dental and/or Vision Insurance, your coverage will remain in effect up until 12:00 AM of the last day for which coverage has been paid in full. There are no refunds once a purchase has been made and you will be covered through the end of the coverage period. To cancel for the upcoming month you would need to do so before the 15th. If you cancel on the 15th or after you will have coverage through the next paid coverage period. (Example: If you cancel on 1/12 you will have coverage through 1/31. If you cancel on 1/20 you will have coverage though 2/28.)
You do not have the ability to cancel the tax services once you have paid and submitted your Tax Organizer and tax documents. If you have not submitted your tax organizer and supporting tax documents, but have paid for the tax service, we will have the ability to give you a refund minus any administration fees that have been generated. Please call MyBizBen Customer Care.